Need Health Insurance? Mothers & Babies Is Here To Help Sort Things Out

My friend recently found a receipt for a payment that was made to a hospital in 1942 when her grandmother was born. Her great-grandma paid $1.50 out of her pocket in hospital costs for her baby (my friend's grandma) to be born. This included many days spent in the hospital.

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Fast forward to 2015 and when my friend gave birth to her son, the hospital bill was over $35,000 after insurance and she didn't get to stay in the hospital for long She was wheel-chaired out of there after two days. Wo! What if she didn't have insurance?

Can you imagine how much her hospital bill would have been if she didn't have insurance from both her employer and her husband's employer? This is supposed to be one of the happiest times in her life and it can turn out to be one of the most stressful.

Not having health insurance or not being able to pay for health coverage or medical care has been a concern for many people. The Affordable Care Act has helped to stop some of the shock and offers health coverage that is affordable.

Affordable Care Act Signed Into Law

On March 23rd, the Affordable Care Act (ACA) turned 12. In 2010, President Obama signed his healthcare legislation. Yes, there was controversy surrounding the law, but it has provided health coverage to over 133 million Americans who may not have been able to afford the health care they need.

14.5 million people signed up for health care coverage in 2022, most likely from the scary events of the COVID-19 pandemic. And they were able to sign up because of the Affordable Care Act.

With support from the American Rescue Plan, people living in New York who were enrolled in the Essential Plan had their premiums erased. This is one way that the pressure of figuring out how to pay for medical care would be lessened.

Mothers & Babie Perinatal Network

Mothers & Babies Perinatal Network is located at 457 at State Street in Binghamton and is proud to be a New York State Contractor for the in-person Assistor/Navigator program. That means if you or your family needs health insurance and you're not sure where to get started or need help with paying for co-payments or other medical bills, the Community Health Advocacy Coordinator at Mothers & Babies can help.

You can find out about Mothers & Babies and its programs and ways it can help you and your family by calling 607-772-0517.