Is It Too Soon to Shop for Christmas? [POLL]

Let's be realistic. We are going to have to holiday shop at some point. So why not start now? It's so much less painful without the crowds.

Every year, most of us wait until the last minute to shop. That adds to the stress of the holidays. then we have to worry about the money involved.

I guess that means we need a game plan, huh? How about this? Start shopping now and do it slowly so that the financial pinch doesn't come like a landslide. Since one in three people have started their shopping, I think some get the idea already.

Remember Christmas Clubs? That made it so easy to save! Ah, the good old days.

Did I mention there are only 68 days 'til Christmas?