If you are having any repairs done at your house, or you're planning some remodeling this winter or spring, make sure you do some research on the person plan to hire. This morning during our weekly installment of Joe Knows, featuring Joe Stanley from the Stanley Law Offices, Joe gave us great free legal advice on that subject. When you are having work done at your home or business you want to make sure the contractor has both liability and workman's compensation insurance. Joe said that he has had some cases in the past where people hired contractors who presented them with expired or fraudulent insurance certificates. Joe suggests you ask for proof of insurance and then call the insurance company to verify that the person you plan to hire is indeed covered. You don't want to find out after the fact that they did not have insurance especially if something went wrong. A lot of us take people for their word, but that's not a very wise thing to do, and it could end up costing you a lot of money.

If you need more information on this issue you can contact Joe via email at Joe@Stanleylawoffices.com or call him at 1-800-608-3333.

Listen for Joe's free legal advice every Wednesday morning at 6:20 during Freezone in the Morning.